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Costs of Owning a Home

You should not purchase a home unless you feel comfortable that you can make the mortgage payments and be able to pay for other housing-related costs. These include upfront costs and ongoing costs.

Ongoing costs include your utilities, mortgage payment, property taxes, homeowner's insurance, maintenance and other expenses. Mortgage insurance may also be required by the lender if you don't have a big down payment.


Upfront purchase costs include the down payment and costs related to closing and settling-in.

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